1As calculated by TIAA Actuarial Services on 2/17/2022.
2Source: Morningstar Direct, February 23, 2022. CREF (R4 class) provides the opportunity to offer investments at the lowest expense rate in the industry compared to other variable annuities, and in the bottom tenth percentile of mutual funds in the industry.
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TIAA Traditional is a fixed annuity product issued through these contracts by Teachers Insurance and Annuity Association of America (TIAA), 730 Third Avenue, New York, NY, 10017: Form series including but not limited to: 1000.24; G-1000.4; IGRS-01-84-ACC; IGRSP-01-84-ACC; 6008.8. Not all contracts are available in all states or currently issued.
